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From US News October 19, 2017
6 Myths About Credit Freezes
For nearly three months this year, hackers had access to files at Equifax, a financial services company and one of the big three credit reporting bureaus. All told, more than 145 million people may have had their Social Security numbers, birth dates and addresses stolen. Some driver’s license and credit card numbers may also have been taken.
While not the biggest security breach in history, it could be the one that causes the most damage. With Social Security numbers, addresses and birthdates, thieves can do everything from open new bank accounts to file fraudulent tax returns.